If you haven’t heard of Upstart Holdings (NASDAQ:UPST) yet, don’t worry you’re not alone.

Watch how the stock reacts to earnings and if it dips, now may be as good a time as ever to start a position in what may be the leader in the insurance industry for years to come. 

Lemonade has a long way to go, but if the stock dips too low based on all of this negativity, I would not be against starting a smaller position with a long-term outlook. 

A recap of lemonade's performance since its initial public offering in July.